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Oppo help me convince my dad to make a smart choice..or prove me wrong, either one

So my family is a 2 vehicle family (3 if you count mine but that’s irrelevant here). Anyway the XB is paid off and my dad wants to pay off the SX4 by summer with the tax refund. Moving on, that XB is on its last legs and the day it needs anything outside of an oil change my dad’s going to get rid of it.

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