It would be great way to build my credit score. The reason I’m saying this is because the Toyota dealership where my dad bought his 4Runner has an FJC for just under $20,000.

And if I’m going to get a car that’s both uncomfortable and impractical, I might as well do it in style.

Seriously, I’m lusting right now. I’d ask you guys to talk me out of it, but from past experience, that never works out.