Background:

Having just graduated and accepted a job working for the Indian Health Service on the Navajo reservation, I’m going to be moving out west within the next 3 weeks. The problems start with my current daily driver, a 2005 Mini Cooper S, which while perfect for myself currently, would get eaten alive by the roads out on the reservation and wouldn’t exactly be ideal for moving across country either. Therefore my plan for a while has been to buy a truck or SUV to be my new daily while the Mini becomes my autocross/fun car.

Issues:

The issue I’m running into is how I actually go about buying a new to me car. I’m currently a resident of NY so buying a car here would mean I have to pay NY state sales tax and license/insure it in NY for all of 3 weeks which would cost me about $2,000 on top of the purchase of the car itself. I figured I’d just be able to buy a car in PA, get a 30 day transit tag and get temporary insurance through my current NY provider. However, after talking to my agent yesterday, I was told that I would have to register the car in NY regardless which means paying the same $2,000 extra regardless.

Main question:

Given all of the above, do any of you have any advice on how to purchase a car and get it insured without having to go through all of the NY bullshit? I still want to do this all legally and get it insured properly for the trek across country. I know a lot of you are probably going to suggest buying a car once I get out there but that’s not going to be anywhere near as easy as it sounds, plus that would mean I have to rent a U-Haul or something to an extent to move anyways which would probably cost at least $2,000.

Thanks Oppo!

And for your time, a Land Cruiser Prado GX470, which is my prospective SUV of choice.