Get something like this one for around $12,000.

That means no financing and I can get to know how much I actually like living with one. Plus, because of insane resale, I would lose a negligible amount of money selling it.

http://www.autotrader.com/cars-for-sale/vehicledetails.xhtml?endYear=2013&zip=39201&engineCode=6CLDR&transmissionCode=MAN&transmissionCodes=MAN&mmt=%5BTOYOTA%5BTACOMA%5B%5D%5D%5B%5D%5D&vehicleStyleCodes=AWD4WD&modelCode1=TACOMA&sortBy=derivedpriceASC&showcaseOwnerId=0&startYear=2004&makeCode1=TOYOTA&engineCodes=6CLDR&firstRecord=0&searchRadius=0&listingId=427291690&Log=0