Anyone Ever Use Relay Rides?

I’ve come across Relay Rides where you can rent someone else’s personal car. Has any oppos ever used it? I would assume it would be best to just self-insure for 1 day rather than pay for their insurance where YOUR insurance is the primary and their’s is secondary. Oppoinions?

EDIT: Just to clarify, I would be renting a car for a day, not renting mine out.

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