I realized that I drive a lot, as does my fiancée. I recall my grandfather having a cardlock account living in rural Trinity County, so he wasn’t gouged as badly as they would at the USA up the street.

I figured that a possible lower rate on fuel/monthly payment would be nice to have, but the CFN website just says “Email us, and we’ll put you in touch with a member who can sign you up”

No detail whatsoever. How are the costs set? Is it really cheaper? Would they let a random Joe just rock up and get one?