I am thinking of dropping the volvo in favor of a 2011 Tacoma ex cab 4wd with 5spd. It would put me on a 5 year finance plan, and likely improve my credit score in the process. Oppo thoughts?

UPDATE! The Volvo still has to go. It is in the process of failing, and I don’t have the workspace, time or backup vehicle to rehab it.


That being said, you guys are right. Thats too long and too much money for me to be financing.

I am going to look into my options on a small personal loan or a small bank loan, and see what I can see. I am looking at japanese wagons, suvs, and trucks. There are a few possibilities that look fun and affordable on cl.

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