I have only ever paid cash out right for my cars. I am toying with the idea of getting a 2nd car to shift the Miata to be a weekend fun car. Looking for wrx wagons mainly. I’ve heard of dealers doing 0% APR for certain cars they want to move as a marketing strategy, but can I go through a bank and get 0% APR on a car bought from a 3rd party seller (i.e.: the owner)? I have great credit, but am still unsure.

The car above might be a little too nice for the purpose of a daily beater. 103k mile 2 owner garage kept well maintained ‚Äė04 wrx for 9,200.