I just saved a ton of money on my car insurance by switching to another provider! I’m for serious!! My insurance is now (starting tomorrow) cheaper by $225 a month, aka $1,350 every 6 months, aka $2,700 annually, aka uncle Wobbles can stop wearing his underwear inside-out on Mondays and Thursdays.
While we are on this finance update, here is the revisited outlook for Operation Tetelestai in order to continue to keep myself accountable:
Amanti: Paid Off - Feb ‘17 (42 Months Total) *Debt Savings: $200 per month - Mar ‘17 Personal Loan: Paid Off - May ‘17 (23 Months Total)
*Debt Savings: $450 per month - Jun ‘17
[[New Personal Loan: Start Aug ‘17]]
Student Loan: Pay Off w/Savings Dec ‘17 (66 Months Total)
*Debt Savings Restart: $500 per month - Jan ‘18
New Personal Loan: Pay Off w/Savings - Jul ‘18 (11 Months Total)
*Debt Savings Restart: $700 per month - Aug ‘18
Grand Cherokee: Pay Off w/Savings - Dec ‘19 (50 Months Total)
*Debt Savings Restart: $1,075 per month - Jan ‘20
XF: Pay Off w/Savings - Feb ‘21 (58 Months Total)
*Debt Savings Restart: $1,520 per month - Mar ‘21
The Grand Cherokee could very well be moved up 12 months to be paid off in December of 2018 if I get obsessive over this stuff. The XF would likely be traded for...well we can all make guesses on that subject.
I’ll do the next update in late December. The goal is to get to $1,100 in monthly savings — to go towards whatever Im saving towards at the time, probably paying off a house — so once the XF is done Id have $420 a month ($5,040 annually) that can go anywhere. True discretionary income.