I currently pay $800 a year to insure my 240Z. My Outback is over $1,000, so for just two cars, I'm looking at nearly $2,000 a year. On a minimum wage budget and while trying to restore a car, this is WAY too much money. Where should I go for classic insurance?

I tried to get a quote for Geico's classic insurance, but they rejected me because they won't insure cars that are currently under restoration. What a bunch of bullshit. I can't go to Hagerty because they won't insure anybody under the age of 25 (I'm 23). Also bullshit. I want classic insurance because it's cheaper and as I add new parts and continue work on the car, I can increase the insured value.

Can somebody point me in the right direction?