Here we have a 66 year old man. gets just over $4200 a month in income from both Social Security and his retirement. Has a 2015 Chevy Malibu like the one pictured above, not even LTZ trim mind you. Financed it with GM Financial for $27,300 for 75 months at $507 a month. For a Malibu. Last we ran of his credit the middle of last year shows hes paid it down however to just under $21 grand. And thats with shitty late payments pretty much every 2-3 months.