We’re with USAA, but the rate creep has been substantial the last 2-3 years. I hate that a legal requirement like car insurance basically has the same bait and switch practices as cable TV. I think it’s time to switch.

How often do Oppos shop/switch car insurance? For a mid life couple like us with good credit, no traffic incidents of any kind in the past 10-15 years, and a low crime area, the rates here are absurd.