If your Ford had a Matthew McConaughey, it would be a Lincoln

I am paying too much for insurance. Help me out?

Hey guys, I am in a sort of a bind right now. At the moment, I am currently insured through USAA, while they've treated me well, I need something a bit cheaper. I am currently paying $208 dollars a month for one car, a 2004 MINI Cooper S, with 121k. What should I do? Shop around more? So far i got a quote from esurance that is about 110 a month. Any other ideas? Background: 22 years of age Few traffic tickets Owned three cars Living in central Ohio

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