I am having lunch at my local bar and grill, and I get an awful phone call.

This is bad. My 17 year old son was in an accident that was 100% his fault. Fortunately, no one was hurt, but the SportTrac was totaled. Both airbags - that seals the deal.

Money for the T Bird now will go to a boring and safe teen daily driver. He is crying and upset. Dad (and his wallet) are not sympathetic to the upset caused by his negligence.

I have had a pretty rough run of it of late, and this is the cherry on my shit sundae.