I looked at my credit report today expecting to find a nice increase because I paid off a big loan (the car), but found just the opposite - a big red mark saying ‘ACCOUNT CLOSED’. WTF? I paid off a massive. multi-year loan without missing a single payment - isn’t that a good thing? I’ve paid off other loans and haven’t gotten dinged like this, so I fail to understand why I should be seemingly penalized for doing what I thought was a good thing...