Need help with loan, e92 m3, and out of state title

Looking to buy a e92 M3 in Ohio from a private party. The car is titled in Washington State and the owner has a lien on it. Initially I was going to pay cash for the vehicle. However when I found out that the current owner also has a loan on it, I realized that it would be considerably more complex. Either I would have to pay off the loan, and then the bank in Washington would mail me the title.

Now I’m thinking about going to Chase bank in Ohio and get an auto loan for the vehicle. That way Chase will figure out how to deal with the title situation. Thoughts?

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