No-damage rear-ending. Report to insurance?

So my wife just got home; she advises she was rear ended at low speed on the way. There is no damage to either vehicle (I have yet to go look at hers myself). Her MB E350 did not have the anti-whiplash headrests “pop”, which happens at 8 mph IIRC.

She got the other driver’s info. They did not get hers. No police were involved.

Additional factor: my wife has 8 herniated discs from an accident in 1999 while 8 months pregnant with our son. She’s normally in pain daily.

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I’m concerned. Do we need to report to our insurance? To the other driver’s? Are we at risk for a lying other party putting blame on my wife?

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