A client who owed me a bunch of money is paying, largely due to my bookkeeper’so persistence with a smile on collections.

I had already budgeted this as a write off. I have options:

1. Be responsible. Save for a rainy day.

2. Be responsible. Deposit in 401 (k)

3. Be stupid and buy an old car or a cool motorcycle to scratch my two wheels itch.


I am torn between being a responsible adult and saying fuck it all in the name of fun.