The final debt has been met! Mmm, mmm, oh yeah, mmmm, it tastes better than Elmer’s glue in Preschool. I know that this is about as exciting as an Employee of the Month
Winner Participant trophy, but it’s a step toward the next steps and I have some huge leaps planned ahead.
No monthly rent payments, no monthly car payments, no monthly insurance payments, no monthly subscription payments, fees, charges... just food, utilities, and incidentals every month from now through April 2020, then I’ll reevaluate and govern myself accordingly.
I now keep over 87.5% of my monthly income and that becomes invested savings in order to pay off rent, cars, insurance, and so forth in full when they come up. Finally, another step closer to achieving my financial fitness and moving towards a year-to-year living (compared to living month-to-month, paycheck-to-paycheck, or day-by-day).
I also want to state that I’m a firm believer in enough being enough and knowing exactly how much you need and when you need it by. Saving has a goal, spending has an allowance, and strategies are all about context.