Dashcams. Whether you’re a viewing member of Jalopnik, a regular poster on your favourite local car forum, or even just a viewer hoard on YouTube, chances are you’re all familiar with dashcams. There’s no dispute that they can save your ass when it comes to an insurance claim. Mine has even saved me from a deductible after a hit-and-run.
So, this begs the question: Why aren’t more insurance companies pushing for them? And, on a larger scale, why aren’t the being built into modern cars?
On the insurance end, it will help adjusters immensely when it comes to determining at-fault decisions. Did that car really rear end someone or was it the result of someone accidentally going into reverse? Is that hit-and-run genuine or did someone actually hit a pole and are hoping to claim the incident in a way that wont impact their premiums? Was the person of a fatal collision speeding at twice the limit right before the accident? Sure, many cars now have a black box that record the last few seconds prior to an accident, but actual visual references can go a long way when it comes to reading pure numbers off a spreadsheet.
And on the privacy end, simply because I know some people will automatically go there, there’s already regulations in place that allow video recording on public roads. You know all those b-roll shots in films and TV shows that are of a busy New York street or a quaint town in the middle of nowhere? If you’re out in public, there’s no need for release forms before you’re shown on screen (I know this is a simplistic view on it, but it’s generally correct). It’s only once you pull up onto private property that recording changes. So, if that’s the case, why not set up your car so that once the GPS tracks you onto your property, it ends recording mode. Or, for when you take a car in for repairs at a garage, have a “privacy mode” that also turns off the camera when it’s up on the hoist in a shop.
Many cars now have multiple cameras, and with the law requiring reverse cameras shortly coming into effect, why not combine this requirement with something that (most) people could easily get behind?
What’s the logical argument against it?