An $1,100 charge at a furniture store in New Jersey, plus multiple charges to a shoe store, and I know I didn’t make those.

It’s a good thing I read my statements carefully. The charges were made in June, and no one from my credit card company caught them. No phone call, no text, no fraud alert, nothing.

Basically, they’re issuing me a new card and crediting the funds back to my account, but I won’t be able to touch the credited funds until a fraud alert is completed. That could take up to 90 days. Ugh.