I work at a Volkswagen dealer ship and we are currently the number one retailer for Golf Rs in the nation.... with that people always come in wanting to just drive it and expect us to let them. no. People always come in wanting a $200 car payment... also no. We need a Website that people can visit that lets them see REALISTIC auto loans and let them see how that deal was structured to get that loan. Car payment calculators are simply not enough. vent over.