I never got collision or comprehensive insurance on the Miata because, being a 20 year old guy I figured I’d be paying $150 per month for the peace of mind that if I ever hit something it would get fixed. After my recent collision that is going to cost me in the thousands to fix I decided to humor myself and quote comprehensive and collision so I can protect the car I have now put far, far too much money into. I currently pay $45 a month for liability. When I add comprehensive ($100 deductible) and collision ($100 deductible) it raises my monthly payments... Four dollars.

Four fucking dollars a month and I could have gotten my Miata professionally fixed for a $100 deductible. I might cry. This is idiotic.

Pic related, quite possibly.